About John Hancock New York


Whether you want to save for retirement or transfer wealth to a beneficiary, John Hancock New York can help. John Hancock New York offers flexible solutions - finely crafted products, that can be tailored to meet your needs, delivered through highly focused, professional service.


Financial Strength


Choosing any financial partner requires a great deal of evaluation. Customers should look for a company that gives them the information they need to make an intelligent purchase decision. They should look for a company with proven expertise in the areas that relate directly to their own specific needs.


Ratings Summary


Customers should carefully check every company's credentials. One of the best ways to do this is to look at the ratings from the top independent agencies that assess a company's financial condition and safety.

Independent insurance experts recommended that consumers look for a company with high ratings from at least two of these agencies. John Hancock New York companies have maintained among the highest claims paying ability and financial strength ratings in the industry:


Financial Strength Ratings


  • A+

    • A.M. Best (2nd highest of 15 ratings) - Superior ability to meet ongoing obligations.
  • AA-

    • Fitch Ratings (4th highest of 19 ratings) - Very strong capacity to meet policyholder and contract obligations.
  • AA-

    • Standard & Poor's (4th highest of 21 ratings) - Very strong financial security characteristics.
  • A1

    • Moody's (5th highest of 21 ratings) - Good financial security.

These financial strength ratings, which are current as of June 30, 2014, and subject to change, apply to the main life operating companies of Manulife Financial Corporation including The Manufacturers Life Insurance Company, John Hancock Life Insurance Company (USA), John Hancock Life Insurance Company of New York, and John Hancock Life & Health Insurance Company as a measure of the respective issuing company's claims-paying ability. The ratings are not an assessment or recommendation of specific products, the performance of these products, the value of any investment in these products upon withdrawal or the individual securities held in any portfolio.